Archive for the ‘Finance’ Category

Can I Get A Warranty On A Second Hand Car?


Louis Rix

Just because you buy a car second hand it doesn’t mean that you don’t have rights. However, what rights you have will all depend on where you purchase the car from.

Knowing what your rights are and what you can do about them can be a problem when it comes to second hand vehicles because the vehicle could have hidden faults or the conditions defined in order for the vehicle to meet satisfactory conditions is lower.

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When buying a second hand car from a dealer, many will give you the option to pay for an extended warranty over the standard one year guarantee or something similar such as mechanic breakdown cover. However, while you are paying for peace of mind, it does come at a price.

The most important thing to remember if you do have a problem with a second hand car is to act as soon as the problem is discovered. This is because the outcome depends on the condition the vehicle was sold in and if you had the vehicle some time it could affect your claim.

If you bought the car from a dealer then the car must be fit for the purpose it is sold, in satisfactory condition and must meet the description which was given. Any defects must have been pointed out to the buyer by the dealer before the sale was made. If you have problems then it could be helpful to have the car evaluated by a professional.

If the car was bought at an auction then you might not have any rights under consumer law. If you have problems with a car purchased this way, then seek professional advice from the Citizens Advice.

If you buy the car from a private seller then you do have rights but less than had you bought the car from a dealer. However the vehicle has to be as described, has to have the correct documentation and has to be roadworthy.

Louis Rix is Director of Netcars.co.uk, one of the UK’s leading motoring websites. Established in 2000, its mission is to become the UK’s number one site for used car searches and motoring information. Netcars also provide

Car Finance

, loans and insurance.

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  • Filed under: Finance
  • Who Can Be Approved For Wage Day Advances?


    Martin Sumner

    Cash advance loans are a form of credit that is rising in popularity of late, at least partly because of the tight economic situation we gotten into. More of us than ever are finding that they’re short of cash, and payday loans can provide a quick, convenient source of emergency funds, although one that is quite expensive.

    These loans are also popular because they’re one of the most generally obtainable types of credit on the market, with acceptance standards far lighter than most other types of legitimate loan. In fact, more or less anyone will find that they can easily apply for and be accepted for a pay day loan. There are only 3 major measures you need to meet to be approved.

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    First of all, you need to be employed on a permanent basis – as the name suggests, to get a payday loan you need to have a dependable payday!

    Secondly, you need to have an appropriate bank account which gives you a debit card. This is because the payday loan issuer will use your debit card details to automatically pay back your loan, plus pay the charges, when your next payday comes and your wage is in your account.

    Finally, although credit history isn’t really a factor (in point of fact, most loan issuers won’t even do a credit score), people with a history of fraud or other serious financial misbehaviour may well find that their application will be rejected.

    As we can see, the prescripts governing whether or not your loan application will be approved are really not that tough to pass, making pay day loans a super way of getting your hands on fast funds. As mentioned earlier though, these loans are on the costly side and so you’ll be paying some sizable fees for the swiftness, convenience, and ready availability. Whether or not this is a price worth paying will depend on how much you need the cash, but don’t let the easy availability of fast funds blind you to the fees involved, and consider the benefits and drawbacks carefully before committing yourself.

    Martin writes for

    Online Payday Loans

    , your source for fast cash advances in the UK

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  • Filed under: Finance